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The National Highway Traffic Safety Administration has reported that Georgia had the 14th most number of accidents in 2022 in the United States. A majority of these accidents were caused due to non adherence to the speed limit and driving while impaired. Distracted driving is also another leading cause of collisions in Georgia.
No, Georgia is not a no-fault state. It is an at-fault state.
This simply means that when two drivers get into an accident, the driver who caused the accident is liable for the other driver’s damages. If the at-fault driver in Georgia is carrying auto insurance, as required by law, their insurance company is actually responsible for paying these damages. This is paid through automobile liability insurance, which all Georgia drivers must purchase and carry.
You can face several penalties if you are involved in a car accident but do not have insurance. This includes fines and license suspension. You may also face jail time.
It is against the law to drive without insurance, even if you do not own the vehicle that you are driving. The vehicle must have insurance or you will be charged with a misdemeanor that results in either a fine between $200 – $1000 or jail time, sometimes even both.
Atlanta has the most accidents in the state of Georgia.
There are several easy ways of confirming who is the person who is at fault in a car accident like – the one who broke the law, the one who was negligent (eating/speaking on the phone while driving), and the car which has not been correctly maintained (the brake lights not working, etc.). Once your insurance agency is made aware of the accident, they will send an adjuster who will determine who was at fault.
You can get a copy of your Georgia car accident report at the local police department, Georgia State Highway Patrol (GSP), or through BuyCrash.com.
Georgia’s Law Enforcement and Open Records Act allows the people of Georgia to access many kinds of public records and documentation, motor vehicle accident reports being one of them. However, you must submit an official request to be able to view them.